Merchant Cash Advance

Our Merchant Cash Advance is still at the heart of our business decades after we first started to offer this service to our customers. To this day, Practical Business Solutions offers some of the most effective merchant cash advance services available on the market.

What Is a Merchant Cash Advance?

A merchant cash advance is a business cash advance program that provides the business with a sum of capital by purchasing a set amount of your future credit and/or debit card sales. Instead of relying upon fixed monthly payments, we can work with your natural cash flow by deducting a small percentage from your credit and/or debit sales until the cash advance has been repaid in full. This allows a business to enjoy the flexibility of making lower payments when cash flow slows down.

Will Low Credit Scores Prevent Approval?

The answer is no! Because the cash advance program we utilize is based on the strength of the business and not the owner’s personal credit history, a lower credit score will not prevent approval into our program.

Our Merchant Cash Advance Program Offers:

  • Very high approval rates
  • Fast approval – funds in 7-10 days
  • Simple applications with no complicated paperwork
  • No personal collateral of personal guaranties required

Let Us Help You Determine Which Program Works Best For You:

In Business For At Least 2 Months

  • Credit score of 500 or higher
  • Instant capital between $5,000 and $500,000
  • High approval rates

In Business For Over 2 Years

  • Credit score of 640 or higher
  • Instant capital between $20,000 to $500,000
  • Funds at a lower cost than standard funding programs

Small Business Loans

There are over 27 million small businesses in the United States, and they are fueled by the American ideals of innovative ideas and dedication to hard work. Practical Business Solutions believes in small businesses, and we want to help them succeed!

The lending branch of our business can help with non-traditional loans that are designed to make financing available to a range of small businesses. We can help the Mom and Pop Shop on Main Street with a $3000 loan, and we can help a rapidly expanding business with a loan of up to $500,000. Our loans are designed to help a business grow.

The Benefits of Our Small Business Loans Include:

  • No credit card processing required
  • The sole focus is on small businesses
  • Most credit types are accessible
  • Applications are simple
  • No complicated paperwork
  • Approval can be as fast as 24 hours
  • Funds available in 7 to 10 business days

Find Out Which Program Works Best For You:

  • In business for at least 1 year
  • Credit score of 525 or above
  • Loans range between $5,000 and $500,000
  • No formal business plan or perfect credit required